Rideshare services like Uber and Lyft have transformed transportation in Kansas City, but they have also created complex new legal questions when accidents occur. Whether you were a passenger, pedestrian, or another driver, GroverLawKC can help you navigate the unique insurance issues involved in rideshare accident claims.
Who Is Liable in a Rideshare Accident?
Determining liability in a rideshare accident depends largely on what the driver was doing at the time of the crash. If the driver had the app off, their personal insurance applies. If the driver had the app on but had not yet accepted a ride, limited contingent coverage from Uber or Lyft applies. If the driver was actively carrying a passenger or en route to pick one up, the full commercial policy — $1 million in liability coverage — applies.
This layered insurance structure is deliberately complex and rideshare companies and their insurers are skilled at minimizing payouts. An experienced attorney is essential to ensure the right policy covers your losses.
Coverage for Rideshare Accident Victims
As a passenger in a rideshare vehicle, you may have a claim against the rideshare driver's personal policy, Uber or Lyft's commercial policy, or a third-party driver's insurance if another vehicle caused the accident. In some cases, all three sources of coverage may be available.
Kansas City rideshare accidents are handled similarly to other motor vehicle accident claims — we establish fault, document your injuries, calculate damages, and negotiate aggressively with the insurer. We know how to interpret the rideshare company's policies and hold the right parties accountable.
Contact GroverLawKC for Help
Rideshare accident claims require an attorney who understands both personal injury law and the evolving regulatory landscape for transportation network companies. GroverLawKC has that experience.
Call us at (816) 533-3969 for a free consultation. We serve clients throughout Kansas City, Overland Park, and the surrounding metro area. No fees unless we win.
Ready to Discuss Your Case?
If you or a loved one was injured in Kansas City or Overland Park, contact GroverLawKC today. The consultation is free, and there are no fees unless we win.